Live in comfort and earn

With our comfortable loans you can create your comfort easily, save energy and get money back!Every Armenian household is eligible to take this loan. Follow our energy efficient renovation recommendations /link to energy efficient material guideline/, renovate your dwelling and get 5% or 10% bonus as a reward for your efforts!


Take time to celebrate your own “Jerm Ojakh” success with all these benefits:

  • Living comfort. Make your house warm and cozy. Enjoy your “Jerm Ojakh” after renovation.
  • Smaller energy bills. You can significantly (up to 50% or more) reduce the heating bill and energy spent of your family by just replacing windows, doors and insulation walls.
  • High value of your property.
  • Bonus grant option
  • Saved family budget


Our partners
afd nmc micro energy asba eu sunref